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All About Our EASY START®
Children’s Whole Life Insurance Plan

Guaranteed Benefits

  • Simple $1 first payment

    No matter what benefit level you choose, your coverage for the first three months is just $1*. After that, you’ll pay budget-minded rates based on the coverage amount you select.
  • Choose benefit levels from $5,000 to $50,000

    You can choose a benefit level and premium amount that fits your needs and your budget. Plus, whatever benefit level you choose, it will never decrease. That amount will be paid, regardless of age, as long as the coverage is in force, less any unpaid loans against the cash value.
  • Rates never increase

    The low rates are based on your child’s age now. And that rate locks in for life. That means they can continue the insurance at “children’s rates” well into their adult years! It also means that the sooner your child is insured, the lower their locked-in rates.
  • Guaranteed right to increase coverage without a medical exam

    This insurance can “grow” with your children – into an “adult-sized” policy that can help protect their own family someday. Best of all, future health concerns, dangerous occupations or hobbies will never get in the way – there will never be another health or lifestyle question to take advantage of the opportunity to purchase additional coverage at ages 30, 33, 36 and 39… and they can keep the coverage all the way to age 100!
  • Builds cash value

    A portion of every premium payment goes to building a “cash value” in the policy. This is money that can be used to borrow against at low interest for school or other expenses … or even eventually cash in to use for a special purchase or emergency.

All About Our EASY START®
Children’s Whole Life Insurance Plan

Additional Information

  • No medical exam required

    It’s easy to put this coverage in place for the special child in your life. Just complete your application on-line in as little as 5 minutes! Your answers to two simple questions determine eligibility.
  • 30-day, no-obligation “Free Look” at policy

    Complete your application today. Once it is approved, you’ll have a full 30 days to review the policy and information you receive in the mail. If, for any reason, you reconsider, simply return the policy and any premium paid will be promptly refunded, no questions asked. Your satisfaction and security are our top priority.
  • A record of security from United of Omaha

    People all over the world recognize Mutual of Omaha’s Wild Kingdom. But that’s just the tip of the iceberg! Since 1909, Mutual of Omaha has been helping provide financial security for families just like yours. United of Omaha Life Insurance Company, a Mutual of Omaha company is rated A+ (Superior) as of August 2012 by A.M. Best for overall financial strength and ability to meet our obligations to our policyowners. Rating only refers to the company and is not a recommendation of the specific policy provisions, rates or practices of the insurance company. When you buy life insurance, you have to be able to trust your company for the long term. United of Omaha is that kind of company.
  • Commitment to Service

    If you have any questions or to apply by phone, please call 1-800-546-5946, Monday – Friday 7am – 7pm, and Saturday 7:30 – 4pm Central Time. Our caring, expert Customer Service Representatives are here to help you in every way we can. We’ll even help you choose a payment plan that will work with your budget!

*After the introductory period, rates are based on age and can be found by completing the rate quote. Not available in all states.

Underwritten by United of Omaha Life Insurance Company, a Mutual of Omaha Company
Mutual of Omaha Plaza, Omaha, NE 68175
Policy form A001LNA05P, A002LNA05P or state equivalent ( A563LFL059P in FL; A249LLA05P in LA; A092LNC05P in NC
A127LOK05P in OK; A134LOR05P in OR; A184LTX05P in TX;)
(Rider B516LMO07E in MO)
United of Omaha Life Insurance Company is licensed nationwide, except in New York.
Each underwriting company is solely responsible for its contractual obligations.